Residential Closings

Residential & Commercial Lending

Residential

Hatcher Title & Escrow Agency has the experience, the forms, the software, and the training to handle all types of residential loans, including conventional bank loans, federal loan services such as VA and FHA loans, and we are fully compliant with the new federal TRID regulations. We also assist with private owner financing, and the attorneys at our in-house law firm, Farinash & Stofan, provide contracts, leases, lease-purchases, and other legal documentation related to real estate financing and transfers.

Commercial

Since 2015, Hatcher Title & Escrow Agency has closed over $50,000,000.00 in commercial mortgage loans. Attorneys at our in-house law firm, Farinash & Stofan, offer lender representation including opinion letters, commercial lending documentation, full-service review of title and survey, and all other legal services required by commercial mortgage lenders. Hatcher Title & Escrow Agency provides independent and impartial title and escrow services to all parties related to the closing, but also it is not uncommon for attorneys from the Farinash & Stofan law firm to represent a party related to these closings, be it the lender, developer, contractor, seller, or purchaser.

Hatcher Title & Escrow Agency provides closing services for U.S. Small Business Administration (SBA) loans. Attorneys at Farinash & Stofan, provides SBA lenders with legal representation and document preparation for their SBA closings.

tips and resources

Mortgage Tip for Buyers:

Improve your credit worthiness.

Your credit profile is important to a lender. While you’re preparing to buy a home, be sure you’re responsibly managing your current debt. Pay your bills on time and if possible, chip away at your outstanding balances by paying more than the minimum. Many lenders like to see a borrower with a debt-to-income ratio of 36% or less.